If you have been involved in a motor vehicle accident, then you understand the importance of documenting the incident and circumstances surrounding the incident for insurance claims and potential legal proceedings. However, what should you do when the police refuse to come investigate the accident scene? Here we will discuss the essential steps to ensure everything is properly documented even when the police will not respond to the scene of the crash. These tips will not only protect your interests but also help you secure the compensation you deserve after an auto accident.
Safety First 🚑
It is important to make sure everyone involved in the accident is okay. If everyone is okay then make sure to move yourself anyone else to a safe location, if possible, to avoid any further potential risks.
Call 911 🚨
Even if the police will not respond, call 911 to report the accident even if everyone is okay. Recently, police departments have decided that they will only respond to severe accidents involving injuries. Obviously, if medical attention is needed make sure to call 911 immediately and request medical attention.
Exchange Information 🤝🏼
Exchange information with the other driver involved, including names, contact details and insurance information. I also suggest obtaining contact information for everyone involved in the accident regardless of if they were a passenger or driver. Make sure to document the make and model of the vehicles.
Gather Witness Information 📝
If there are any witnesses, you will want to be sure to collect their contact details. I suggest contacting the witnesses to obtain a formal statement as soon as possible. If the witness agrees, I suggest recording a statement on your phone of what happened this way it is fresh in the witness’ mind and you will not have to chase them down later to obtain a statement.
Most of the time when a police report is not executed the insurance company will deem an accident as a he said/she said accident attributing 50/50 fault to each party. In Tennessee if you are 50 percent or more at-fault for an accident you cannot recover. Witness statements can serve as valuable evidence to dispute 50/50 liability.
Take Photos 📸
Make sure to document the accident scene by taking clear, high-resolution photo. If possible, take a video of the accident scene and record any conversations you have with the at-fault party. You will want to capture damage to the vehicles, road conditions, and traffic signs.
Record Details 📱
As soon as possible write down what happened in detail, including the time, location, weather conditions, and any unusual circumstances. It would be better if you could video record your recollection of what occurred. These statements can serve as valuable evidence this is why the sooner you record your statement the better as it will be fresh in your mind.
Draw a Diagram ✍🏼
Create a simple diagram of the accident scene, indicating the position of the vehicles, traffic signs, and any relevant landmarks.
Seek Medical Attention 🩺
Even if you feel fine, it is important to have a medical evaluation. An accident can be a traumatic event for most people. Directly following an accident, you have a lot of adrenaline pumping which can delay the onset of pain. Some injuries may not manifest immediately. Over the week following an auto accident is when most auto accident victims notice their injuries.
Contact Your Insurance Company 📞
You will want to make sure to promptly report the accident to your insurance company. You will want to be careful how much information you divulge to the insurance company. Do not tell them that you were not injured as stated previously injuries can take some time to manifest. Make sure to provide the insurance company with information surrounding what happened, who was responsible for the accident, and any witness information.
Document Everything 📑
Make sure to keep a record of all medical bills, repair receipts, lost wages, and any expenses related to the car accident. This documentation is crucial for proving your damages incurred and will need to be submitted to the insurance company.
File a Police Report Later 📝
Some police departments may not initially respond to the scene of the accident, but many will still allow you to file a report at the nearest police station. This police report can be useful for your insurance claim.
Consult with an Attorney 👩🏼⚖️
If you have suffered injuries or significant property damage, make sure to consult with a personal injury attorney. An attorney can guide you on the legal aspects and help to ensure you receive the compensation you deserve.
When the police will not respond to your motor vehicle accident, it does not mean you are left without options. By following the steps outlined, you can ensure that you have thorough documentation of the incident, which is essential for securing the compensation you deserve. Remember, consulting with a personal injury lawyer can greatly assist you in navigating the legal aspects of your case. If you have been involved in a car accident, documenting the details is your best step towards protecting your rights and interests.
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