Auto accident liability insurance companies, including those in Tennessee, have been in business for over a century. Over time the insurance companies have accumulated knowledge, experience, and resources giving the insurance company a significant advantage over those injured in auto accidents. While state-level insurance laws prohibit the insurance company from engaging in unlawful settlement practices, you may legally accept a “lowball” offer by accepting a single payment from the insurance company.

This advantage reduces the insurance company’s bottom line but unfairly places you between a “rock and a hard place.” For example: you may have additional medical bills, future lost wages, and other needs for which the insurance company did not consider when making your settlement offer. You can protect yourself against an unfavorable injury settlement by taking proactive steps, such as preserving evidence, understanding and applying the law correctly, following internal insurance policy rules, and following legal advice.

Here, Tennessee car accident attorney, Courtney Cotter, shares three steps for dealing with an insurance company after an injury that will ensure you receive adequate compensation for your injury claim.

Have you suffered injuries due to someone else's negligence? After a serious accident, you have the right to pursue compensation for any damages you have incurred. However, it is important to act quickly because the state's statute of limitations only gives you a short window of time to pursue legal action. We explain the Tennessee personal injury statute of limitations here.

Would you rather pay a hospital bill for $2,000 or $200? The obvious answer is $200. With over $6 million auto accidents every year, there is a high chance that you will be involved in a wreck at some point in your life. If you are injured you will want to know how to protect yourself.

When I explain to my clients that they should have the medical providers bill their health insurance NOT their auto insurance most of my clients are surprised.

Imagine you are sound asleep dreaming that you are on the beach drinking your favorite cocktail when BOOM, you hear a loud crash noise coming from the other side of your home. You discover a large tree has fallen on your residence. Who is responsible to pay for the damage your house sustained?

Typically, when a tree has fallen on a home the cause was either:

👉🏼 contractor negligence;

👉🏼 an act of God; or

👉🏼 negligence by the tree owner

Have you ever had a close call with a semi truck? You most likely are not alone.

People are injured in truck accidents on a daily basis throughout the country. In 2019, over 180,000 people were injured in auto accidents involving a tractor-trailer truck. From 2000 through 2020, the rate of injuries from trucking accidents stayed relatively the same, according to data from the Federal Motor Carrier Safety Administration. This suggests that roadway safety, specifically related to tractor trailers, is not improving.

Most Common Causes of Semi Truck Accidents

🚛 Drowsy Driving

🚛 Distracted Driving

🚛 Improper Driving

🚛 Cargo Loads Not Properly Being Loaded

🚛 Failure to Maintain Equipment

Hiring an attorney can ensure you receive the full and fair compensation you deserve. Cotter Law is here for you if you want a personal injury attorney specializing in truck accidents.

At Cotter Law it is our priority to take on the fight with the insurance company while you focus on recovering from your motorcycle accident. Contact Cotter Law today to schedule your FREE consultation at (865) 888-7155 or attorney@cotter-law.com to speak with an experienced attorney.  

Are you being sued? Have you been served with discovery? Being served with a lawsuit can be an extremely stressful situation. Lucky for you I am here to help navigate how to proceed!

If you have previously been or are currently involved in civil litigation in some capacity you have likely heard the term “discovery.” If you have been asked to respond to discovery in a case, you may feel overwhelmed and confused about the process of responding. Here we will discuss the process you should go through when responding to discovery as well as some tips that will help you respond to the discovery requests effectively and accurately.

Deciding on whether or not to hire an attorney to represent you for a motor vehicle accident claim/case can be stressful. Ultimately, hiring an attorney can ensure that you receive full and fair compensation for the injuries sustained in a motor vehicle accident and that you are protected. One way hiring an attorney can be beneficial is if you need medical treatment but you do not have health insurance or you cannot afford treatment for your injuries. Another way hiring an attorney can be beneficial is when it comes to dealing with your health insurance company and its subrogation interest. An attorney can also negotiate with the medical providers on your behalf to lower any outstanding bills.

As you are grocery shopping you suddenly feel your legs come out from underneath you, and the next thing you know you are on the ground. You notice there is a large amount of water on the floor that is coming from one of the freezers. What you do next is crucial to ensure your recovery for your personal injury case. Premises liability imposes a duty on a property owner and/or tenant to maintain a safe environment for those that visit his/her property.

Riding a motorcycle can be a thrilling yet life altering experience. Motorcyclists have a much higher chance of sustaining serious and disabling injuries compared to automobile accidents because unlike with an automobile, motorcyclists have little protection from the elements

Motorcycle riders face unique challenges when pursuing an injury claim. They are likely to be more severely injured than a car accident victim and they are less likely to be treated fairly.

The insurance company, specifically the adjuster handling your claim, is going to do everything in his/her power to make sure you get the least amount of compensation if he/she offers anything at all.

Hiring an attorney can ensure you receive the full and fair compensation you deserve. At Cotter Law it is our priority to take on the fight with the insurance company while you focus on recovering from your motorcycle accident.

You are anxiously waiting to cross the street. The signal turns from stop to walk, you proceed through the crosswalk when you are struck by a motor vehicle - this could be a life or death situation. The insurance company, specifically the adjuster handling your claim, is going to do everything in his/her power to make sure you get the least amount of compensation if he/she offers anything at all.

Hiring an attorney can ensure you receive the full and fair compensation you deserve. At Cotter Law it is our priority to take on the fight with the insurance company while you focus on recovering from your auto accident.

Research shows that the number of bicyclists in the United States has grown from approximately 43 million in 2015 to approximately 52 million in 2022. With an increased number of bicyclists on the roadway comes an increased risk of injury as a result of a motor vehicle accident. Have you or a loved one been injured in a bicycle accident? If so, you will want to make sure you are protected. At Cotter Law it is our priority to take on the fight with the insurance company while you focus on recovering from your auto accident.

Have you been the victim of a hit and run or were you hit by an uninsured driver on the roadway? Did you know you could receive compensation under the uninsured motorist coverage in your auto insurance policy? UM covers expense relating to the injuries, repairs to your vehicle, and lost wages. Call Cotter Law to schedule a FREE consultation at (865) 888-7155 to speak with an experienced attorney.