Auto accident liability insurance companies, including those in Tennessee, have been in business for over a century. Over time the insurance companies have accumulated knowledge, experience, and resources giving the insurance company a significant advantage over those injured in auto accidents. While state-level insurance laws prohibit the insurance company from engaging in unlawful settlement practices, you may legally accept a “lowball” offer by accepting a single payment from the insurance company.

This advantage reduces the insurance company’s bottom line but unfairly places you between a “rock and a hard place.” For example: you may have additional medical bills, future lost wages, and other needs for which the insurance company did not consider when making your settlement offer. You can protect yourself against an unfavorable injury settlement by taking proactive steps, such as preserving evidence, understanding and applying the law correctly, following internal insurance policy rules, and following legal advice.

Here, Tennessee car accident attorney, Courtney Cotter, shares three steps for dealing with an insurance company after an injury that will ensure you receive adequate compensation for your injury claim.

Imagine it is a Friday night, you are out of work for the day, just picked up your children from daycare, excited to finally relax when you are hit by another vehicle. This can be extremely stressful for most people - let alone a parent with children in the car.

Unfortunately, this exact situation could happen to you as over 6 million automobile accidents happen every year. As such it is important to know what you should do following an accident as well as things that you should not do.

What To Do Immediately Following An Accident

• Call the Police 🚓

• Take Photos of All Vehicles Involved 📸

• Obtain Witness Information 📝

• Seek Medical Attention 🚑

• Call an Attorney 👩🏼‍⚖️

What NOT To Do Immediately Following An Accident:

• Not Calling the Police but Exchanging Auto Insurance Information Instead 🚫

• Not Seeking Medical Treatment 🚫

• Calling the Insurance Company and Providing a Recorded Statement 🚫

Have you ever had a close call with a semi truck? You most likely are not alone.

People are injured in truck accidents on a daily basis throughout the country. In 2019, over 180,000 people were injured in auto accidents involving a tractor-trailer truck. From 2000 through 2020, the rate of injuries from trucking accidents stayed relatively the same, according to data from the Federal Motor Carrier Safety Administration. This suggests that roadway safety, specifically related to tractor trailers, is not improving.

Most Common Causes of Semi Truck Accidents

🚛 Drowsy Driving

🚛 Distracted Driving

🚛 Improper Driving

🚛 Cargo Loads Not Properly Being Loaded

🚛 Failure to Maintain Equipment

Hiring an attorney can ensure you receive the full and fair compensation you deserve. Cotter Law is here for you if you want a personal injury attorney specializing in truck accidents.

At Cotter Law it is our priority to take on the fight with the insurance company while you focus on recovering from your motorcycle accident. Contact Cotter Law today to schedule your FREE consultation at (865) 888-7155 or attorney@cotter-law.com to speak with an experienced attorney.