Have you been involved in a car accident? Car accidents are distressing events, and they can cause you significant physical, emotional, and financial consequences. It is important to note if you have any pre-existing medical conditions, navigating the aftermath of a car accident can be even more complex for you. In the state of Tennessee, understanding the implications of pre-existing conditions on car accident claims is crucial for yourself as an accident victim and those seeking compensation. Here we will discuss the intricate relationship between pre-existing conditions and car accident claims in Tennessee.

What are Pre-Existing Conditions? 🤕

A pre-existing condition refers to any medical ailment or injury that an individual had before the car accident occurred. These conditions can range from chronic illnesses like diabetes or arthritis to previous injuries such as a back strain or a broken bone. While pre-existing conditions are not uncommon, they can significantly influence the outcome of your car accident claims.

How do Pre-Existing Conditions affect your Compensation?

Pre-existing conditions can complicate matters as insurance companies may argue that the victim's injuries were not solely caused by the accident but were instead exacerbated by their pre-existing condition. This argument could potentially lead to a reduction in the compensation amount awarded.

Aggravation of Pre-Existing Conditions

One of the complexities arises when a car accident aggravates a pre-existing condition. In such cases, the accident victim may be entitled to compensation for the worsening of their condition caused by the accident. For instance, if an individual with a history of back pain experiences more severe pain after a car accident, they may seek compensation for the additional harm caused.

How do I prove Causation? 🤔

Successfully proving causation between a car accident and an aggravated pre-existing condition can be challenging. Insurance companies might attempt to attribute the worsening of the condition to factors other than the accident, such as aging or other activities. Therefore, it becomes crucial to gather strong medical evidence that clearly demonstrates the connection between the accident and the exacerbation of the pre-existing condition. Some medical providers are willing to provide documentation stating there was/is an exacerbation injury. 

You Should Seek Immediate Medical Attention Following an Auto Accident 

If you have a pre-existing condition and are involved in a car accident, seeking immediate medical attention is paramount. Prompt medical evaluation can help establish a clear timeline between the accident and the worsening of your condition. Medical records, doctor's reports, and expert opinions will play a pivotal role in strengthening your case.

Insurance Adjuster's Role

Insurance adjusters will thoroughly assess the details of the accident and your medical history. Their aim is to determine the extent to which the pre-existing condition was aggravated due to the accident. This underscores the importance of accurate and comprehensive medical records, as well as open communication with your healthcare providers.

Call a Car Accident Claims Expert in Tennessee

Pre-existing conditions can significantly influence the outcome of your car accident claims in Tennessee. While they add complexity to the legal process, it is essential for accident victims to understand their rights and the potential challenges they might face. Seeking medical attention, gathering strong evidence, and enlisting the support of a knowledgeable attorney can all contribute to a successful claim. By navigating the intricacies of pre-existing conditions and their impact on car accident claims, individuals can pursue the compensation they deserve and move forward on the path to recovery.

Navigating the complexities of car accident claims involving pre-existing conditions often requires legal expertise. Consulting an experienced personal injury attorney can provide invaluable guidance throughout the process. An attorney can help gather necessary evidence, communicate with insurance companies, and negotiate on your behalf to ensure you receive fair compensation for the additional harm caused by the accident. While we cannot guarantee the end result, we can promise that we will act as dedicated and committed advocates in your case. Call Cotter Law at 865-888-7155 for a free consultation or send an email to attorney@cotter-law.com.

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